EFEKTIV loan product

  • refinancing of investment and overdraft credit in one loan

  • reduction in current interest payments

  • two free extraordinary instalments can be paid each year

I am interested

An efficient solution for your business

If you have multiple loans in various banks, you quickly run up high costs for fees and interest, and you have to manage varying conditions for drawdown and repayment. This then creates heavy burdens in administration and accounting. ČSOB has a special offer for entrepreneurs who want to bring their finances under control.

Investment loan

From € 4,000 to € 500,000

Purpose
purchase and renovation of real estate, purchase of vehicles, machinery, operational needs and consolidation of loans

Repayment period
1 to 15 years depending on the purpose and type of collateral

Security
guarantor’s declaration, real estate for higher limits

Overdraft loan

From € 4,000 to € 300,000

Purpose
the loan can be used for anything, it is linked
to a business account

Repayment period
created for an unlimited period, it can be closed free of charge at any time

Security
guarantor’s declaration, real estate for higher limits