0 %
0 %
Visa Classic
5 € fee
6 € fee
19,5 % p.a.
Accounts and Payments | ČSOB
Accounts tailored to your needs
Smart account
- No management fees forever.
- Visa Classic card
No management fee
Smart Plus account
- Reward 1.5% (max. EUR 7)
- Earn 1.5% p.a. on your balance
- Visa Classic/Mastercard
EUR 6 monthly
Smart Premium account
- Reward 3% (max. EUR 13)
- Earn 3% p.a. on your balance
- Mastercard Gold card
EUR 12 monthly
Compare ČSOB accounts online. Which one's the best fit for you?
Benefits
Earn interest on your current account
Get a reward for using the account
Debit card
Second card for the account holder
Withdrawals from any ATM in Slovakia
Withdrawals from any ATM within SEPA in EUR
Travel insurance Standard
Get an authorised overdraft with an interest rate
Interest rate + 0,5 % bonus for your savings account
1,5 % p.a.
1,5 % (max. 7 €)
Visa Classic or Mastercard
Free – once a month
Free – July and August
16,5 % p.a.
3 % p.a.
3 % (max. 13 €)
Mastercard Gold
Free
Free
13,5 % p.a.
How to get the reward for using ČSOB products?
Learn how to earn rewards for using selected ČSOB products and services with the Smart Plus and Smart Premium accounts. Don't use any ČSOB products?No worries. Enjoy the benefits of SmartServices+ right after opening an account or set up investing online. All expenses must be paid from the current account at ČSOB to be eligible for the reward.
Calculator
Calculate your consumer or mortgage loan repayments.
How much do you invest in ČSOB funds on a monthly basis?
How much does your ČSOB insurance package cost you? (You will receive the reward for the insurance payment only in the month in which the insurance is paid)
What are your monthly public transportation or parking costs using the SmartServices+ in the ČSOB SmartBanking app?
EURIndicate the amount of your regular monthly expenses (direct debit):
EURYour reward based on account details
Smart Plus account
Your monthly reward in EUR
6,75
Your account management fee
1,20 €Regular account management fee
6 € Open online Account detailsSmart Premium account
Your monthly reward in EUR
13,50
Your monthly reward in EUR
Regular account management fee
12 € Open online Account details
If you're just a couple of euros short, try investing in ČSOB funds through the ČSOB SmartBanking app to get the account free of charge.
ČSOB SmartBanking
A mobile app for every day
ČSOB SmartBanking is your gateway to modern banking. Find everything you need in our app.
ČSOB SmartBanking
A mobile app for every day
ČSOB SmartBanking is your gateway to modern banking. Find everything you need in our app.
SmartServices+
for a better life.
Discover smart services for a better life. Make everyday travel, parking and shopping easier. Straightforward via the ČSOB SmartBanking app.
I want to learn more
SmartServices+
for a better life.
Discover smart services for a better life. Make everyday travel, parking and shopping easier. Straightforward via the ČSOB SmartBanking app.
Already got a different ČSOB account? Switch to the Smart account today
Compare all ČSOB accounts and find the best fit for your needs. Switch to a different account in the ČSOB SmartBanking app.
1.
Open the ČSOB SmartBanking app
2.
Go to Products
3.
Select the account you'd like to switch
4.
Select Switch Account
5.
Choose an account that best fits your needs
More accounts from ČSOB
Smart Start account for kids
- No management fee
- For kids under 15 years old
- Make financial education child's play
Legislative bill
- Contactless payment card
- Free withdrawals in the extended network of ČSOB ATMs in Slovakia
- ČSOB SmartBanking application
Transparent account
- Looking for more transparency? Transparent account from ČSOB is for anyone who wants or is required to disclose transactions on their account
- You can find details about account management and transaction transparency here
- Unlimited electronic SEPA payments in EUR
Foreign exchange account
- For your payments in foreign currencies.
- We offer foreign exchange accounts in the following currencies: CZK, USD, CHF, GBP, AUD, NOK, SEK, CAD, JPY, DKK, HUF, and PLN.
- Set it up at any branch
