Individual Clients
No fees forever
ČSOB Smart account without management fees. FOREVER.
More about the terms and conditions
Accounts tailored to your needs
Smart account
- No management fees forever.
- Visa Classic card
No management fee
Smart Plus account
- Reward 1.5% (max. EUR 7)
- Earn 1.5% p.a. on your balance
- Visa Classic/Mastercard
EUR 6 monthly
Smart Premium account
- Reward 3% (max. EUR 13)
- Earn 3% p.a. on your balance
- Mastercard Gold card
EUR 12 monthly
Open an online account anytime, anywhere.
Choose an account
ČSOB SmartBanking
A mobile app for every day
ČSOB SmartBanking is your gateway to modern banking. Find everything you need in our app.
ČSOB SmartBanking
A mobile app for every day
ČSOB SmartBanking is your gateway to modern banking. Find everything you need in our app.
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Ask her anything
SmartServices+
for a better life.
Discover smart services for a better life. Make everyday travel, parking and shopping easier. Straightforward via the ČSOB SmartBanking app.
I want to learn moreSmartServices+
for a better life.
Discover smart services for a better life. Make everyday travel, parking and shopping easier. Straightforward via the ČSOB SmartBanking app.
I want to learn moreDownload the latest version of the ČSOB SmartBanking app
Scan the QR code and download the ČSOB SmartBanking app
App Store
Google Play